Orlando, Fla.—At the top of our list, you will find the importance of shopping around when it comes to choosing your new insurance company for semi trucks.
Some of the actions we must emphasize to take care of include:
- Do not hold on to your previous coverage—Shop the market for a new semi truck insurance company every few years. This will help you save yourself a considerable amount of money since most companies tend to increase at least a little bit of their premium year after year. In the process you may discover that your conditions may have changed a little bit too, and maybe it’s time to make a few adjustments to your current coverage
- Make sure to get all the coverage you need—
At the very least, every semi truck insurance policy should cover:
- Damage done to other vehicles
- Damage done to your vehicle
- Damage done to your cargo
You shouldn’t just take what is required by law. Make sure to be protected in case your truck or cargo is completely lost, leaving you the responsibility to respond for 100% of its replacement.
- Keep an open eye on the company’s service—If you provide service 24 hours a day, your insurance company must be able to respond and offer claims services availability during the nights and weekends. Not all carriers do, so if this is your case this would be a good question to start with.
- Be wise, and compare offers from different carriers—For the same reason mentioned above in #3 you should do a broad search, rather than sticking to the first carrier your heard from. There are plenty of commercial truck insurance companies out there, and as you may understand, some are more competitive than others. We want you to win— we want you to choose the one that best suits your business’ needs at the best price available in the market.
- It may not be wise to combine policies from multiple companies—Semi truck insurance companies give truckers discounts when they bundle their coverages which may equal any savings that you find by purchasing coverages from different carriers.
At Orlando Truck Insurance, our goal is to provide professional insurance sales and service to Florida residents and businesses. Based in Orlando, Florida— our insurance agents want to make every interaction a positive experience for our customers. As an independent insurance agency, our duty is to our clients’ best interests. As your insurance agents, our responsibility is to provide you the best service and the best coverage, at the best possible price.
We have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!
Hector Perez, Producer

Email Hector
Call 407-203-7085