Orlando, Fla.—Those were the days when as kids we couldn’t take our eyes off trucks, planes and automobiles. Technology has changed that quite a bit, but mostly in the way our kids interact with them. Wheels are always exciting to the eyes of children and that has not changed even a bit.

Many truck drivers sacrifice important time with their families and as dads they need to weigh-in the need to provide food, shelter and security for their loved ones, sometimes at the cost of missing holidays or other important events together.

For all of us adults it is easy to know the heroic task they have at hand, especially at times of challenges in the distribution chain. Truck drivers are the year round Santa Clauses, that make possible our uninterrupted ways of life.

Now, sometimes, it’s not only about the challenges of the industry or the dynamics of the job itself, if you invested in one or more trucks to make it your way of living and support for your family, you must take the necessary steps to protect your business from adversity.

You must protect your investment from weather events, theft, accidents, lawsuits and any other risk or potential cause of loss. The truck itself may be very expensive. Imagine if you had to personally pay for repairs out of your own pocket.

For example, Florida owners and operators of commercial trucks can't get by with a standard commercial auto insurance policy. In addition to protecting the cargo they carry, truckers must consider the massive physical damage that can be caused by their trucks, the potential environmental issues an accident could cause, and the expensive cost to repair their large vehicles.

If you are concerned about the cost of truck insurance policies, there are a few easy tactics you can implement to help you save big on your commercial trucking insurance premiums, here are just a few examples:

Clean driving records— insurance providers value the experience of truck drivers dealing with bad weather one other difficult conditions.

Employment history—Ideally, hire drivers with no more than 2 minor moving violations in 3 years.

Trucking routes—Oftentimes risk levels will rely on the frequency your drivers have to face inclement weather and dense population areas. Premiums are calculated based on risks, so you do the math.

Newer trucks—Trucks that are 10 years old or newer are key to help maintain lower premiums. If accident avoidance technology is present, make sure to let your insurer know at the time of preparing your quote.

Higher deductible— This is another option to lower your premium. Ask your agent about the pro’s and con’s of having a higher deductible in your particular case before making any decision.

Orlando Truck Insurance is a full-service provider of Commercial Insurance products and services for Trucking and Commercial auto insurance. We invite you to review our programs: truck, public transportation, and commercial specialty auto. Orlando Truck Insurance has the products and underwriting experience to meet your insurance needs.

To obtain a quote for Truck Insurance, call us at  (407) 203-7085 to speak with a truck insurance specialist. You may also fill out an online questionnaire and one of our staff members will contact you to complete your quote process.

We have the staff, the local experience and the customer service platform to walk you through your insurance coverage options and keep your business well protected. Again, call one of our truck and commercial vehicles insurance specialists today at

(407) 203-7085 to get you started in the right track, we’ll be more than happy to assist!

Hector Perez, Producer

Email Hector
Call 407-203-7085