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Tuesday, December 29 2020
The Do's and Dont's of Choosing your Semi Truck Insurance Coverage

Orlando, Fla.—At the top of our list, you will find the importance of shopping around when it comes to choosing your new insurance company for semi trucks.

Some of the actions we must emphasize to take care of include:

  1. Do not hold on to your previous coverage—Shop the market for a new semi truck insurance company every few years. This will help you save yourself a considerable amount of money since most companies tend to increase at least a little bit of their premium year after year. In the process you may discover that your conditions may have changed a little bit too, and maybe it’s time to make a few adjustments to your current coverage

  1. Make sure to get all the coverage you need

At the very least, every semi truck insurance policy should cover:

  • Damage done to other vehicles
  • Damage done to your vehicle
  • Damage done to your cargo

You shouldn’t just take what is required by law. Make sure to be protected in case your truck or cargo is completely lost, leaving you the responsibility to respond for 100% of its replacement.

  1. Keep an open eye on the company’s service—If you provide service 24 hours a day, your insurance company must be able  to respond and offer claims services availability during the nights and weekends. Not all carriers do, so if this is your case this would be a good question to start with.

  1. Be wise, and compare offers from different carriers—For the same reason mentioned above in #3 you should do a broad search, rather than sticking to the first carrier your heard from. There are plenty of  commercial truck insurance companies out there, and as you may understand, some are more competitive than others. We want you to win— we want you to choose the one that best suits your business’ needs at the best price available in the market.

  1. It may not be wise to combine policies from multiple companies—Semi truck insurance companies give truckers discounts when they bundle their coverages which may equal any savings that you find by purchasing coverages from different carriers.

At Orlando Truck Insurance, our goal is to provide professional insurance sales and service to Florida residents and businesses. Based in Orlando, Florida— our insurance agents want to make every interaction a positive experience for our customers. As an independent insurance agency, our duty is to our clients’ best interests. As your insurance agents, our responsibility is to provide you the best service and the best coverage, at the best possible price.

We have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector
Call 407-203-7085

Posted by: AT 04:28 pm   |  Permalink   |  Email
Saturday, November 28 2020
What Happens When a Truck Driver is an Employee vs. a Contractor

Orlando, Fla.—There are state and federal laws that regulate the trucking industry. These laws come from the U.S. Department of Transportation (DOT) and the FMCSA, or Federal Motor Carrier Safety Administration. These laws also help to determine who is liable in a commercial truck accident. Every state has a Department of Transportation branch to enforce intra-state laws for commercial truckers. All professional truckers are expected to follow the standards and rules set by the industry. 

FMCSA is the lead federal government agency responsible for regulating and providing safety oversight of commercial motor vehicles (CMVs), to include more than 500,000 commercial trucking companies, more than 4,000 interstate bus companies, and more than four million commercial driver’s license (CDL) holders. FMCSA's mission is to reduce crashes, injuries, and fatalities involving large trucks and buses.

An accident that involves a large truck will usually experience more damage and injuries than if it were an accident between cars. If the driver was hired by the company as an employee, as opposed as a contractor the company needs to keep in hand clear evidence that the driver was subject to a background check that dismissed a possible criminal record, bad driving record, or drunk driving charges that would make him, or her, unqualified for the job. 

Some companies would rather use the services of contractors for the truck driving part of their business, and that way they minimize their exposure to liability in case of an accident. However, these contractors must comply with their own legal requirements to perform that kind of work, including a thorough insurance coverage to respond in the event of any claims. General contractors, local contractors, and subcontractors are commonly required to carry commercial truck insurance by the various laws and businesses they work for.

At Orlando Truck Insurance we can provide you with affordable truckers coverage for most commercial truck and tractor trailer combinations.The below is a sample list of some of the commercial trucks that we can insure:

Box trucks

Dump trucks

Flatbed trucks

Front loaders

Garbage trucks

Pickup trucks with standard or commercial beds

Cement and pump trucks

Refrigerated box trucks

Roll-on vehicles

Semi trucks

Stake body trucks

Straight trucks

Tank trucks

Tow trucks


Vocational trucks

Tractor Trailers We Insure

We may also be able to offer commercial truck insurance for the following tractor trailers:

Auto hauler trailers

Bottom dump trailers

Bulk commodity trailers

Concession trailers

Dry freight trailers

Dump body trailers

Flatbed trailers

Gooseneck trailers

Horse trailers

Livestock trailers

Logging trailers

Lowboy trailers

Pole trailers

Refrigerated trailers

Tank trailers

Tilt trailers

Transfer boxes

Utility trailers

As an independent insurance agency, our duty is to our clients’ best interests. As your insurance agents, our responsibility is to provide you the best service and the best coverage, at the best possible price.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Oscar Pacheco - Licensed Agent

Email Oscar

Posted by: AT 03:28 pm   |  Permalink   |  Email
Wednesday, October 21 2020
Semi Trucks Good for Traffic Enforcement?
Photo courtesy of the Florida Department of Highway Safety  and Motor Vehicles.

Orlando, Fla.— Did you know the Florida Highway Patrol has been using marked semi trucks in enforcement activities since 2014, and it isn’t the only state doing so? For many years the Tennessee State Patrol has used their own version as an education tool and in traffic enforcement efforts.

According to officials, FHP’s Office of Commercial Vehicle Enforcement (CVE) has 3 marked semi-trucks. The semi-trucks are used in various capacities, including traffic enforcement details. The semi-truck driver will observe a violation and radio to CVE Troopers that are working on the detail. The CVE Trooper will stop the vehicle and take the appropriate enforcement action which may include a vehicle inspection. These semi-trucks are properly equipped to initiate a traffic stop; however, they are used primarily for spotting. The semi-trucks are also used to pull our “No-Zone” demonstration trailer used for local outreach and driver education to promote safe driving around commercial motor vehicles.

As reported by the media, specifically News 6, the traffic expert Trooper Steve Montiero confirmed that a big rig with police lights is pulling over drivers in Florida. The big rig has Florida Highway Patrol markings and red and blue lights throughout the vehicle.

Montiero stated that it takes a specialized trooper to enforce certain laws that normal law enforcement officers cannot, and this semi truck is just one of the tools they have to enforce aggressive driving and noncompliance on our highways for the safety of everyone on the road.

The Florida Highway Patrol’s Office of Commercial Vehicle Enforcement is committed to educating CMV drivers on the dangers of driving distracted and other dangerous driving behaviors.

FHP and law enforcement officers statewide remind motorist "If you're texting, you're not driving."

Another way to keep everyone protected is having your truck of fleet properly insured. At Orlando Truck Insurance we can provide you with affordable commercial vehicle coverage for most truck and tractor trailer combinations.

Whether you are an Orlando independent owner-operator or your company owns a fleet of 18 Wheeler trucks, these trucks are the lifeblood of your company. Without them you cannot transport goods, fulfill contracts, and most importantly you can't earn any income nor create much needed jobs.

Orlando Truck Insurance offers Truck Insurance for the following operations: Agricultural Haulers, Auto Haulers, Bulk Hoppers, Dry Vans, Dirt/Sand/Gravel, Flat Bed, Grain Haulers, Heavy Haulers, Hazmat, Hotshot. Intermodal, Livestock / Cattle, Loggers, LTL, Milk Haulers, Oilfield, Refrigerated Goods, Steel Haulers, Tankers, Towing, Local, Long-haul, and Intermediate.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector
Call 407-203-7085
Posted by: AT 12:26 pm   |  Permalink   |  Email
Wednesday, September 23 2020
Is Covid-19 Leading to Better Pay for Big Rig Drivers?

Orlando, Fla.—As we know, commercial big rig drivers in all states, including those in Florida, have faced increased health risks as they can’t avoid contact with cargo. We all have thanked our truckers for their outstanding job during a time that no-one was prepared or wished for, with so much uncertainty with COVID-19. Truck drivers have raised to the occasion making sure our people’s necessities are well supplied when they need them, and where they need them.

Although many businesses in Florida have been been following the guidelines provided by the CDC, and have taken precautions to prevent contamination since March of this year 2020 we still not yet have seen the light at the end of the tunnel. Most of those businesses have had to to cancel several events, which may sadly contribute to a slowdown in the freight industry.

Florida is America’s eighth-biggest exporter after Texas, California, New York and Washington. Our state’s exports equals 3.3% of United States’ overall exported products in 2018, totaling around $52 billion.  Right now, our freight industry is stalling due to quarantines, reduced travel and skeleton receiving crews.

The good news after all this crisis is that when we are finally out the woods, many fleet managers and logistics firms will be looking for more drivers, and the owner operators may be able to set a higher price per load to move all that freight as fast as possible, as a way to recover any loss of business during this entire crisis.

According to the American Truckings Associations, there are more than three million truckers in the United States, and about 1.8 million of them are classified by the U.S. Bureau of Labor Statistics as operators of heavy trucks or tractor-trailers. There is no need to say as we approach the Holiday Season, that this is the time of the year when merchants, stores, supermarkets and everyone in the distribution and supply chain depends most on the reliability of trucking services.

Regardless of whether your company 18 Wheelers drive across country or serve just a few states in the region, the right types of commercial auto insurance are crucial for protecting your assets. The term semi truck insurance is often called owner-operator truck insurance. It consists of a combination of policies for commercial truck drivers to cover their legal liabilities in different situations, such as hauling cargo or non-business driving. At Orlando Truck Insurance we can provide you with affordable truckers coverage for most commercial truck and tractor trailer combinations. We also have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Oscar Pacheco - Licensed Agent

Email Oscar

Posted by: AT 07:17 pm   |  Permalink   |  Email
Monday, August 17 2020
The September International Roadcheck

Orlando, Fla.—The International Roadcheck is a three-day high-volume, high-visibility inspection when certified inspectors in North America conduct commercial motor vehicle and driver inspections at weigh or inspection stations, at designated fixed locations or as part of roving mobile patrols. With an original date scheduled for May 5-7, the Commercial Vehicle Safety Alliance (CVSA) decided to postpone the 2020 International Roadcheck due to the spread of COVID-19 throughout the United States. The 72-hour event is now scheduled for Sept. 9-11 and as a responsible truck driver or transportation company, you are expected to be ready.

For the safety of employees as well as all participants a Trucking Industry’s Guide to Infectious Substances and COVID-19 is expected to be followed, meaning:

  • Social distancing or physical distancing, always keeping six-foot minimum distance when conditions allow.
  • Use universal precautions to protect yourself.
  • Use protective equipment you’ve been issued.
  • Do not attempt to do anything beyond your level of training.
  • You should decontaminate yourself and your equipment daily.
  • Use the methods identified for communication between the driver and inspector to minimize contact

Last year the CVSA conducted 3.36 million inspections and over 950K driver violations were discovered. According to the Federal Motor Carrier Safety Administration close to 200K took place while out-of-service.

In July, the commercial Vehicle Safety Alliance conducted Operation Safe Driver which focused on more common driver caused dangers such as speeding, distractions, seatbelt use, reckless driving, drunk or drugged, etc. During the International Roadcheck in September, drivers will also be checked for seatbelt usage, illness, fatigue, apparent alcohol or drug possession or impairment. It is important to know that any driver operating without the proper driver credentials, in possession of or under the influence of drugs or alcohol, operating while ill, fatigued or showing other signs of impairment, or in violation of hours-of-service rules may be placed out of service.

Regarding you vehicle inspection if an inspector deems it in violations during an inspection, it will be rendered out of service, until those violations are corrected. For that reason you need to be prepared to prove all systems work properly such as:

  • Brake systems
  • Cargo securement
  • Coupling devices
  • Driveline/driveshaft components
  • Driver’s seat (missing)
  • Exhaust systems
  • Frames
  • Fuel systems
  • Lighting devices
  • Steering mechanisms
  • Suspensions
  • Tires
  • Van and open-top trailer bodies
  • Wheels, rims and hubs
  • Windshield wipers

Brake-related violations comprise the largest percentage of all out-of-service violations cited during roadside inspections. Improperly installed or poorly maintained brake systems can reduce the braking capacity and stopping distance of trucks and buses, which poses a serious risk to driver and public safety.

Now in August, Brake Safety Week is scheduled for the 23-29 of the month. During this safety campaing, CMV inspectors will conduct brake system inspections (primarily Level IV Inspections) on large trucks and buses throughout North America to identify out-of-adjustment brakes and brake-system violations. The week is an annual outreach and enforcement campaign designed to improve commercial vehicle brake safety throughout North America.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Mariana Zorrilla

Principal Agent

Email Mariana
Call (407) 203-7085

Posted by: AT 10:20 am   |  Permalink   |  Email
Monday, July 20 2020
The lack of safe parking for trucks remains a problem

Orlando, Fla.—Truck parking is a capacity, geographic, and even political problem in Florida. We all know that truck spaces at rest areas including the 17 at the congested rest stop on eastbound I-4 about two miles north of State Road 434 — fill up fast. For a long time, this has been an issue for truck drivers who are forced to park in places that are either illegal or unsafe. Truck drivers are required to stop to rest after ten hours of driving. Non compliance with the mandatory rest stops not only implies a violation, but it also represents a safety hazard for truck drivers and other drivers on the road.

The inability to find parking hurts drivers and carriers financially. According to the American Transportation Research Institute, truck drivers spend an average of one hour searching for parking every day. The lost time equates to $4,600 in lost wages per year, based on the hour lost to nonproductive trips. It also depresses fleet productivity, taking the driver out of action when he or she could be pushing ahead to the next location. 

The American Trucking Association reports nearly half of all truck drivers have had to park on the shoulders of highways or in other unauthorized locations due to lack of available spaces. The cost of looking for parking amounts to an average of $5,500 in lost wages annually, according to ATA.

As an essential service during a time of the COVID-19 pandemic, the truck parking issue needs to be ranked higher in our legislative priorities.

The Truck Parking Safety Improvement Act is a bill that seeks highway safety by addressing a long-standing shortage of truck parking nationwide, which increases the risk of driver fatigue. It is expected to establish a source of funding from existing U.S. Department of Transportation funding, to create more parking spots.

The bill was introduced on the 11th anniversary of the death of Jason Rivenburg, a trucker from Fultonham, N.Y. Rivenburg was murdered during a robbery while parked in an abandoned gas station in South Carolina. The incident sparked a nationwide outcry and led to the creation of Jason’s Law, which attempted to address the truck parking crisis in 2012 by directing the U.S. Department of Transportation to conduct a nationwide parking survey. Though the bill was proposed back in March 2020, it seems to be gaining bipartisan support.

Leaders from the industry commended the legislation. American Trucking Association’s President, Chris Spear, said “opportunities to rest safely are important to truckers, who move more than 70% of the nation’s goods.” The Owner-Operator Independent Drivers Association worked closely with members of the House Transportation and Infrastructure Committee to develop meaningful truck parking legislation that would garner support throughout the industry. The Truck Parking Safety Improvement Act is requesting $125 million for 2021, $140 million in 2022, $150 million in 2023, $165 million in 2024 and a total of $175 million in 2025.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through your insurance coverage options to keep your business well protected. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector
Call 407-203-7085

Posted by: AT 03:04 pm   |  Permalink   |  Email
Tuesday, June 23 2020
Changes in Commercial Insurance for Truck Companies

Orlando, Fla.— Commercial Insurance for Truck Companies may be facing more changes ahead. An amendment to a bill circulating in Congress would more than double the required minimum amount of insurance for commercial motor vehicles.

The amendment to the INVEST Act was passed by a House committee on Wednesday, June 17. The measure was lauded by the Institute for Safer Trucking, which noted that the required minimum has not been raised since the 1980s hopping the amendment will help families who have survived truck crashes and help make the trucking industry safer. This amendment is part of a larger bill that  passed the House, and would still need to pass the Senate before it goes into effect. The legislation is dubbed the Investing in a New Vision for the Environment and Surface Transportation in America (INVEST in America) Act and is a proposed infrastructure bill that would invest $500 billion into the nation’s highways and transportation systems over the next five years.

The amendment has come under fire from members of the trucking industry who believe that it could force smaller carriers and owner-operators to shut down because of costs.

According to data from the American Trucking Research Institute, insurance premium costs per mile have increased more than 17 percent since 2013. Between 2017 and 2018 alone, they rose 12 percent. In 2018, they were about $0.8 per mile.

The industry group also noted that increasing litigation contributed to a rise in rates – with truck-involved crashes “generating dramatic increases in both the number of civil litigation case filings as well as increases in jury awards and out-of-court settlements.”

According to the Federal Motor Carrier Safety Administration, they all have experienced dramatic changes in the insurance industry over the past several years. Many accidents involving trucks are not the fault of truck drivers and they are creating a permanent pilot program that will not count a crash that was not the fault of the motor carrier at the time of calculating their safety measurement profile. They recognize this correction was long overdue.

Truck safety policies cover many issues, ranging from physical and property damage, liability, fines and penalties, insurance premiums, qualification for bypass programs, and even the ability to legally continue operations as a motor carrier.

At times like these, it is now more important than ever to have an ally in your insurance broker to help you find viable solutions for your business. At Orlando Truck Insurance, our local specialists understand the challenges the industry is facing and work hard every day to provide more options, from more carriers capable of bringing the right coverage at the best possible price in the market.

We have the staff, the local experience and the customer service platform to help you walk through these difficult times. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Oscar Pacheco - Licensed Agent

Email Oscar

Posted by: AT 07:21 pm   |  Permalink   |  Email
Saturday, May 16 2020
14 hour Working Day for Short-Haul Drivers

Orlando, Fla.—The Federal Motor Carrier Safety Administration (FMCSA) just extended the maximum working day for short-haul drivers, and the extension was also applied to more drivers since the short-haul driving concept was also redefined. Truckers have played a key role in getting America through the COVID-19 public health emergency. Since the beginning of the national health crisis, the FMCSA has provided regulatory relief to commercial drivers to get critically important medical supplies, food, and household goods to Americans in need. The nation’s truck drivers have been on the front lines of this effort and are vital to America’s supply chain

“America’s truckers are doing a heroic job keeping our supply chains open during this unprecedented time and these rules will provide them greater flexibility to keep America moving,” said U.S. Transportation Secretary Elaine L. Chao.

Although the concept of expanding hours have been at the top of all industry discussions, and is considered somehow controversial, based on the detailed public comments and input from the American people, FMCSA’s final rule on hours of service offers four key revisions to the existing HOS rules:

  1. The Agency will increase safety and flexibility for the 30-minute break rule by requiring a break after 8 hours of consecutive driving and allowing the break to be satisfied by a driver using on-duty, not driving status, rather than off-duty status.

  1. The Agency will modify the sleeper-berth exception to allow drivers to split their required 10 hours off duty into two periods: an 8/2 split, or a 7/3 split—with neither period counting against the driver’s 14‑hour driving window.

  1. The Agency will modify the adverse driving conditions exception by extending by two hours the maximum window during which driving is permitted.

  1. The Agency will change the short-haul exception available to certain commercial drivers by lengthening the drivers’ maximum on‑duty period from 12 to 14 hours and extending the distance limit within which the driver may operate from 100 air miles to 150 air miles.

The new hours of service rule will have an implementation date of 120 days after publication in the Federal Register. 

These changes are expected to not only lengthen the on-duty day for short-haul drivers, it will more than double the square miles that they can cover, up to 150 miles from their home base, according to the agency.

According to FMCSA, the final rule is crafted to improve safety on the nation’s roadways. The rule changes do not increase driving time, except for short-haul drivers, and will continue to prevent CMV operators from driving for more than eight consecutive hours without at least a 30-minute break.

The agency said these changes will save trucking companies more than $2.8 billion over 10 years, will let drivers make more deliveries, and won't compromise safety. FMCSA’s rule modernizing hours of service regulations is estimated to provide nearly $274 million in annualized cost savings for the U.S. economy and American consumers. The trucking industry is a key component of the national economy, employing more than seven million people and moving 70 percent of the nation’s domestic freight.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through these difficult times. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector
Call 407-203-7085

Posted by: AT 04:09 pm   |  Permalink   |  Email
Saturday, May 02 2020
The 18 Wheel Miracles

Orlando, Fla.—Yes, we all have thanked our truckers for their outstanding job during a time that no-one wished for, with so much uncertainty with COVID-19, and truck drivers as always have raised to the occasion making sure our people’s necessities are well supplied when they need them, and where they need them.

But as much as we would like to think, this is a truck driver’s normal, they also have a personal toll to pay in these abnormal circumstances.

According to a recent survey from truck drives observed uncertainty and concern themselves in the midst of fast changing safety protocols which included restricted access to some states and different areas. The survey revealed that during the month of March their focus was more on sanitation procedures and planning, April was the time when morale and pay were at the top of their minds. Many drivers did not feel that they were being adequately compensated for the risks that they were taking during the pandemic. Others considered a relief from truck payments or tuition payments to trucking schools would serve as motivation.

Despite a robust workforce, there has been a bit of a shortage for the past couple of years. That, coupled with the need for more trucks on road as measures of shelter-in-place continue in the U.S., is making the demand for new drivers to rise to its highest level.

Just like the case of healthcare workers, for truck drivers, picking up or delivering to virus hotspots, increases their risk of contracting the infectious disease and bring it home to their families. However, pride of doing what needs to be done to keep this country in good health and up-and-running was paramount for many of them, understating the benefit for the big picture.

Another concern they didn’t see coming was the challenging situation of finding places to eat and drink, given the fact that most restaurants across the country were forced to close their dine-in areas. They found themselves sentenced to being alone on the road as America fights COVID-19, but truckers are already familiar with the type of self-isolation we all are now facing— being confined to small spaces, disconnected from family and friends, unsure what the days ahead will bring. Loneliness is part of the job, even as the world passes by.

According to the American Truckings Associations, there are more than three million truckers in the United States, and about 1.8 million of them are classified by the U.S. Bureau of Labor Statistics as operators of heavy trucks or tractor-trailers.

Truckers are the backbone of the country’s supply chain, traversing our nation’s highways and byways to deliver goods like food, fuel and other vital supplies. And while daily life has slowed to crawl, this workforce keeps delivering the goods and ensuring that that the public’s vital needs are met.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through these difficult times. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector

Call 407-203-7085

Posted by: AT 10:04 am   |  Permalink   |  Email
Wednesday, April 01 2020
Stay-at-Home Statewide

Orlando, Florida—The new stay-at-home order issued by Governor Ron DeSantis is a statewide mandate. Florida now joins more than 30 states that are under a "stay-at-home" order. It will take effect Thursday at midnight and last 30 days.

What does that mean for truck drivers?

It all begins with defining essential operations and activities. The executive order goes by the Department of Homeland Security’s guidance on essential workers. 

According to the Department of Homeland Security, functioning critical infrastructure is imperative during the response to the COVID-19 emergency for both public health and safety as well as community well-being. Certain critical infrastructure industries have a special responsibility in these times to continue operations.

Regarding transportation:

  • Employees supporting or enabling transportation functions, including truck drivers, bus drivers, dispatchers, maintenance and repair technicians, warehouse workers, truck stop and rest area workers, Department of Motor Vehicle (DMV) employees, towing/recovery services, roadside assistance workers, intermodal transportation personnel, and workers who maintain and inspect infrastructure (including those that require cross-jurisdiction travel).
  • Workers supporting the distribution of food, pharmaceuticals (including materials used in radioactive drugs) and other medical materials, fuels, chemicals needed for water or water treatment and energy   Maintenance and operation of essential highway infrastructure, including roads, bridges, and tunnels (e.g., traffic operations centers and moveable bridge operators).
  • Employees of firms providing services, supplies, and equipment that enable warehouse and operations, including cooling, storing, packaging, and distributing products for wholesale or retail sale or use. Includes cold- and frozen-chain logistics for food and critical biologic products.
  • Workers including truck drivers, railroad employees and contractors, maintenance crew, and cleaners supporting transportation of chemicals, hazardous, medical, and waste materials to support critical infrastructure, capabilities, functions, and services, including specialized carriers, crane and rigging industry workers.

On commercial facilities logistics:

  • Workers who support the supply chain of building materials from production through application/installation, including cabinetry, fixtures, doors, cement, hardware, plumbing, electrical, heating/cooling, refrigeration, appliances, paint/coatings, and employees who provide services that enable repair materials and equipment for essential functions.
  • Workers supporting e-commerce through distribution, warehouse, call center facilities, and other essential operational support functions.
  • Workers in hardware and building materials stores, consumer electronics, technology and appliances retail, and related merchant wholesalers and distributors - with reduced staff to ensure continued operations.
  • Workers distributing, servicing, repairing, installing residential and commercial HVAC systems, boilers, furnaces and other heating, cooling, refrigeration, and ventilation equipment.

As we know, the coronavirus pandemic has led to unprecedented hoarding that has created havoc in the supply chain. Truck drivers, many who are not paid by the hour, are working under suspended hours of service regulations to replenish store shelves. We all have a role to play to help our country get through the coronavirus crisis. We must help the truck drivers stay healthy as they travel state to state replenishing store shelves for all of us.

At Orlando Truck Insurance, we have the staff, the local experience and the customer service platform to help you walk through these difficult times. Call one of our truck and commercial vehicles insurance specialists today at (407) 203-7085 to get you started in the right track, we’ll be happy to assist. We are all in this together!

Hector Perez, Producer

Email Hector
Call 407-203-7085


Posted by: AT 08:53 pm   |  Permalink   |  Email
Thursday, March 05 2020
Keeping Truckers Happy

Orlando, Florida—Truckers continue to be an asset of incalculable value to the U.S. economy, but  the driver shortage reaches its highest level ever. To meet the nation’s freight demand, the recently released  ATA report said that in order to meet the nation’s freight demand, the trucking industry will need to hire 1.1 million new drivers over the next decade – an average of 110,000 per year to replace retiring drivers and keep up with growth in the economy.

Competition for truck drivers from the oil industry and Amazon and other delivery companies is also cutting into the available driver pool. There is less rail movement, and more truck demand.

Drivers are getting older than the general population, and wages have not kept up with the general population. It is no secret that the trucking industry must find ways to attract more and younger drivers, removing barriers for younger drivers to begin careers as drivers, attracting more demographic diversity into the industry or easing the transition for veterans, are among the top-priority list to do more to recruit and retain drivers.

More Incentives

Increased pay to keep pace with demand, addressing lifestyle factors like getting drivers more time at home and improving conditions on the job like reducing wait times at shipper facilities.

Many fleets instituted guaranteed minimum weekly pay in 2018 so drivers would have a more consistent paycheck. Sign-on bonuses and good benefits packages have also been used throughout the industry as competition for drivers heats up. ATA expects that driver pay will continue rising as long as the driver shortage continues.

And you may say, what about the driverless trucks solution? The adoption of that kind of technology advancement will mostly depend on how soon we automate automobiles. We won’t have driverless trucks until all of our autos are driverless on our highways. The full adoption process may take a long while.

Insurance rates are also going up, and this his can be a problem for companies that require truckers to have a high liability insurance coverage. At Orlando Truck Insurance, we help businesses like yours find the right solutions making sure you get the right coverage, that means, not overinsured or underinsured— and we also assist you finding all the options available in the state of Florida, so you can get  free quotes from different carriers, compare and choose the one that is right for you. Regardless of whether your company’s 18 Wheelers drive across the country, or serve just a few states in the region, the right types of commercial auto insurance are crucial for protecting your assets. 

Choosing the right types of commercial auto insurance protects you from having to pay for repairs or medical bills caused by an accident, and most importantly is can protect you against uninsured drivers.

If you own or are considering to start a business in the transportation industry, or become a driver, Orlando Truck Insurance offers flexible commercial auto insurance that grows with your business. From one truck to a fleet, we have a policy that will meet your industry’s insurance needs. Contact us for an orientation (407) 206-7085!

Hector Perez, Producer

Email Hector
Call 407-203-7085

Posted by: AT 12:28 pm   |  Permalink   |  Email
Wednesday, February 12 2020
Federal Trucking Regulatory Changes

Orlando, Florida—With the arrival of a new year, aside from the worries of possible inclement weather conditions that normally affect us during the winter season.

When it comes to regulatory topics in the trucking industry, two items had final rules issued during the last quarter of 2019: The drug and alcohol clearinghouse, and training for entry-level drivers.

Drug and Alcohol Clearinghouse - implementation of the rule began January 6, 2020.

All parties involved in the drug and alcohol testing process for CDL holders will be required to register, including motor carriers (employers), consortiums/TPAs, service agents, medical review officers/substance abuse professionals, and drivers – at least most of them over time. Not every driver will have to register (those who are long-time employees and who have never failed a drug/alcohol test probably won’t be required to register.)

Having said that, after January 6th of this year, all carriers will conduct a limited query first, which only tells them if there is a record in the database on that driver. If the query comes back ‘yes, there’s info,’ then a full query is required, and you’ll have three business days to report violations, including refusals to be tested.

Driver consent is required prior to a query.


A rule to set national minimum-training standards for entry-level applicants seeking to obtain a commercial driver’s license or certain endorsements in effect after Feb. 7, 2020.

The key elements of the final rule are as follows:

Applicants seeking a commercial driver’s license will have to demonstrate proficiency in “theory” (classroom) training and in behind-the-wheel training given on a “driving range” and on a public road.

There are no required minimum number of hours for the knowledge or behind-the-wheel portions of any of the individual training curricula. However, training providers must determine that each CDL applicant demonstrates proficiency in all required elements of the training.

The prescribed program of theory and behind-the-wheel training must be provided by an entity listed on FMCSA’s Training Provider Registry, which must meet qualification standards for their instructional programs as set forth in the rule.

Who is affected?

First-time CDL applicants, both Class A and Class B

Current CDL holders seeking a license upgrade, such as a Class B holder seeking a Class A, or seeking for the first time to secure an additional endorsement to transport hazardous materials, or to operate a motor coach or school bus.

This rule also requires CDL training providers to register with the FMCSA’s training provider registry (TPR). Training providers registered must deliver FMCSA’s required curriculum. One of the possible impacts of this rule could include raising the “entry bar” for new drivers, which could affect the supply of drivers. The training is likely to be more expensive as well.

At Orlando Truck Insurance, we specialize in trucks and commercial vehicles insurance coverage in Orlando and surrounding areas in Central Florida. If you have questions about how how to best protect your investment in the trucking business, or any other commercial insurance aspects, please do not hesitate to visit us online at Orlando Truck Insurance, or you may also call us directly at (407) 203-7085.

Hector Perez, Producer

Email Hector
Call 407-203-7085

Posted by: AT 01:47 pm   |  Permalink   |  Email
Wednesday, December 11 2019
Holidays vs. the Weather

Orlando, Fla.—It is no secret that the Holiday Season is the time of the year when merchants, stores, supermarkets and everyone in the distribution and supply chain depends most on the reliability of trucking services.

We also make an emphasis on saving lives as the #1 priority when you need to be on the road during risky or dangerous winter weather conditions.

Following a few safety tips may help you cope with these unexpected situations, and in many cases, prevent them.

First things first -Slow down 

At fault accidents are mostly due to excessive speed. Driving at the speed limit could sometimes be too fast for snow covered or icy road conditions. Take your time to drive safely. Speeding takes lives. 

Keep a safe buffer zone around your truck 

Leave plenty of room between your vehicle and the vehicle in front of your truck, and beside your truck, when possible.

Avoid traveling as a pack

Find a safe way to get away from the pack and travel alone maximizing the distance between your truck, and all other vehicles surrounding you. If the leader of the pack makes an error, you will too. Trucks can leave the road, and yours could follow the lead vehicle off the road.

Low visibility

When the snow is heavy visibility is low. If you are able to see the tail lights of the vehicle in front of you, most likely, you are too close.

A nervous truck driver can be just as dangerous as a careless driver 

When you are too concerned about the weather conditions it is better  to stop and park for a while. Have your delivery appointment rescheduled. Remember this is a matter of saving lives first.

Your truck’s warm tires can turn that snow you parked on into a patch of ice in a short time. Throwing kitty litter under your tires is a good and environmentally safe way to get that little bit of extra traction needed.

Defrosting your windshield to clean it 

Turn your defroster on high for a minute to help warm the glass. Now, the fluid can freeze on your window, but a possible solution is to put a few ounces of brake line antifreeze into the washer fluid to help prevent this.

The importance of your tail-lights

Every time you stop after driving in snow, look at your taillights and license plate and keep them clean. Also, clear the lights off of snow and ice, which builds up in foul weather. LED lights accumulate lots of snow and crud. It is important to keep everything clean to make sure others can see you.

Don’t stop on the shoulder of the road 

When driving in y ‘blinding snow’, other vehicles won’t be able to identify your exact position and may slam into the back of your rig.


Avoid overusing your foot brake, unless the entire unit is absolutely ‘straight’ on the road. When you over brake when the entire unit isn’t straight the trailer can slide and spin you out of your position. Remember, the truck slows down, and the trailer does not. This is especially true, when the trailer is empty.

Use your checklist 

Before you leave, make sure  that the defroster and heater are working properly, as you would in any normal trip, but especially when driving in winter conditions. Check wipers, wiper motor, lights, esp. brake and tail lights. Be sure washer fluid is topped up, drain moisture from the air tanks, all brakes are set up. Be certain windows and mirrors are completely clean before departure.

Never leave without topped up fuel tanks

The  extra weight over the drive tires provides much needed traction. Good quality lug tires, with the proper tire pressure, are essential for good traction for the best safe winter driving.


Make sure to review and have a clear understanding of your insurance coverage before you leave, in case any issues arise on your trip that you may need it.

If you have questions about insurance coverage or need a free quote,  please contact us at Orlando Truck Insurance (407) 203-7085.

Hector Perez, Producer
Email Hector
Call 407-203-7085
Posted by: AT 07:47 pm   |  Permalink   |  Email
Tuesday, November 05 2019
Started Driving a Commercial Truck Recently?

Orlando, Fla.— Many times we have spoken about the shortage of truck drivers in North America, and its potencial consequences. The introduction of autonomous trucks, as example, is one that may change the fabric of an entire industry, including its insurance options — but for now, we want to focus on those who aren’t so concerned about that and have recently joined the force of new commercial truck drivers, many of which are owner-operators of their own business.

When opportunity knocks, you may not know which door is the one to open. A truck driver shortage may mean great opportunities to start your own business, but all opportunities come with challenges, and truck drivers are not the exception.

Any person who just started driving a commercial truck, will face difficulties finding proper insurance options, since most insurance companies may require the driver to have at least 2 years of experience to qualify. An agency like Orlando Truck Insurance, specializes in insurance options for this segment of the market, and as an independent company, can help you find alternatives from different insurance providers to perfectly match your needs.

Among other things that new commercial truck drivers must keep in mind are the DOT regulations, especially those undergoing changes this year like the ELD (Electronic Logging Device,) which is an electronic hardware that is attached to a commercial motor vehicle engine to record driving hours as regulated.

The Hours Of Service (HOS) rules were easy to flout, but they've been more rigorously enforced by electronic-logging devices that became required in every truck driver's cabin. The devices are designed to ensure that truckers don't drive for more than 11 hours a day, that they work a maximum of 14 hours a day, and that they take regular breaks.

 The ELD Rule went into effect last December, but not every fleet had to start using the newly-mandated technology. Fleets that were already using automatic onboard recording devices (AOBRDs) were given a window to make the transition to ELDs.

FACT: Fleets using AOBRDs now have until December 18, 2019, to make the transition to ELDs to remain compliant.

The measures that are part of the proposed change to the HOS rules, according to a FMCSA press release:

  • Truckers could use their 30-minute break when they are on duty but not driving — such as if they are waiting at warehouses for a shipment but still technically on duty. Previously, truckers would have to go "off duty." This would "increase safety and flexibility," the agency said.
  • Truck drivers would be allowed to split up their 10-hour off-duty time into at least seven consecutive hours in their sleeper berth and two consecutive hours off duty or in their sleeper berth, rather than having a full 10-hour break.
  • An off-duty break of 30 minutes to three hours would pause a truck driver's 14-hour driving window, as long as the trucker takes 10 full hours off duty at the end of their shift.
  • Under adverse driving conditions, the 14-hour window could be extended by two hours.
  • For short-haul truckers, the maximum on-duty period could be extended to 14 hours from 12 and the distance limit to 150 miles from 100.

Hours of service have been a long discussion for the past couple of years, and continues to be a concern for commercial truck drivers, in terms of its consequences to deliver their cargo “on-time”.

To stay attune to how this story continues to develop, follow us as we will keep bringing you up to date changes, or you can also connect to the FMCSA and the DOT.

For questions regarding insurance options or quotes, contact us at (407) 203-7085. 

Hector Perez


Email us

Posted by: AT 02:22 pm   |  Permalink   |  Email
Monday, September 16 2019
Semi Truck Insurance is a Complex Equation

Orlando, Fla.—Insurance is one of the largest fixed expenses that a trucker or trucking company needs to deal with. All individuals and companies need to revisit recurrently, at least annually, to make sure all business needs are being met.

There are various factors that may affect insurance costs. Among them, driving records, age of the driver, age of equipment, commodities hauled, radius, vehicle location, loss history, years in business and many others.

The term semi truck insurance is often called owner-operator truck insurance. It consists of a combination of policies for commercial truck drivers to cover their legal liabilities in different situations, such as hauling cargo or non-business driving.

FACT: Did you know the annual cost of truck insurance ranges between $8,000 and $12,500?

People who own and operate their own trucking businesses need truck insurance, but the way truck insurance policies work depends on whether they operate under their own authority or lease through a carrier. Some carriers may provide liability coverage for truckers working under permanent lease, but in the other hand,  truckers who work  who are self employed —need to get insurance coverage that is appropriate for their type of business. An owner operator under permanent lease with a motor carrier, typically has some insurance needs covered by the motor carrier. The insurance costs for this driver are usually lower compared to an owner operator working on their own.

The following are a few of the many carriers we represent at Orlando Truck Insurance.


Known as the #1 Truck Insurer in America, they offer specialized truck insurance coverages designed for professional truck drivers.


Whether you are a trucker transporting goods across the country, or a local plumber, electrician or handyman, their experience and knowledge about transportation coverages, auto liability filings and class-specific exposures allows them to offer exceptional service and products.


Northland Insurance is one of the longest tenured truck insurance carriers for commercial trucking and public transportation companies in business for 70+ years.

ALLIED (A Nationwide Company)

The #1 farm & ranch insurer with agricultural heritage. Also, a reputable Fortune 100 company with an A+ from A.M. Best, an A1 from Moody’s and an A+ from Standard & Poor’s.


Foremost has more than 55 years of excellence in specialized insurance in Luxury Motor Coach insurance policies. Highly trained and knowledgeable product managers and specialty claims personnel.

Some of the factors that can affect your semi truck insurance cost:

Who Owns the Truck: As mentioned before, owner-operators on a permanent lease,  will get your public liability covered by the motor carrier, thus reducing your overall insurance costs.

Type of Cargo type: If you’re hauling hazardous materials like fuel you can expect higher insurance costos due to an increased risk.

Weight of freight: Heavier loads oftentimes translate into higher premiums.

Time on the road:  Driving more hours make you more vulnerable to accidents, and so the impact on your premium.

Vehicle value: Physical damage premiums are a percentage of the truck’s value, and it’s simple math.

Credit history: It is no secret that insurers in the state of Florida, legally check credit scores and history. Poor credit reports can be an indication that you may represent more risk.

Loss history: Insurance companies often decrease premiums for truckers who file few claims.

CDL experience: Being an experienced commercial vehicle driver may represent less risk to an insurance company, so your premium may cost less.

A balanced equation: Higher deductibles mean lower premiums. If you can pay more now on your premium, you pay less deductible then, at the time of filing a claim.

Coverage limits: Accuracy in estimating possible loss can really make or break your figures. High limits translates into higher premiums because the insurance company will want re-cover their potential loss.

If you have questions don’t hesitate to contact one of our truck insurance specialists at Orlando Truck Insurance.

Oscar Pacheco 
Licensed Agent
Email Oscar
Posted by: AT 01:34 pm   |  Permalink   |  Email
Thursday, August 29 2019
It's the peak of the Hurricane Season again!

Orlando, Fla.—If you are an owner-operator of a truck or fleet in Florida there are things inevitable like storms, hurricanes and tornadoes and you do, what we all do — Get Prepared. Being prepared means, having cash on hand, heading warnings, keeping fuel in your tanks in case there is a shortage, staying aware of your surroundings, and keeping food and supplies on your truck in case of an emergency. 

It also means being a good citizen and help your neighbors, family and friends. Also hauling supplies or equipment for free during an emergency period. Yes, that too!

As a truck driver, there are a series of preventive measures you may need to follow in order to stay safe when hauling through hurricanes:

Conduct a Commercial Driver’s License Pre-Trip Inspection

High Winds Equal High Risk

Winds, tornadoes, hurricanes, and tropical storms can change the way you drive. If you’re caught in high winds, slow down or pull over when it’s safe to stop. Most times, you may encounter heavy rain and strong winds before a hurricane hits. As you probably know by now, strong winds can pull and even flip a tractor trailer. If your trailer happens to be parked it damaged too. If you pull dry vans or reefers, you are at a higher risk.

Watch the Weather

Hurricanes change course rapidly. Stay in touch with the U.S. Department of Transportation road conditions and closings alerts throughout the storm. If there’s a state of emergency within your route, you must consider choosing a different path or delaying your shipment. 

Driving Around Flooded Roads

Bear in mind that your trailer can be ripped apart by flooded roads just as small bridges and road pavement. Deep holes, live power lines and debris are also the cause of much damage. If you feel your route meets these hazardous conditions, or receive weather warnings from local authorities, consider to turn around or stop. 

Schedule Changes

Be prepared for schedule delays and changes, since a slight shift in the storm’s course could alter your route and most importantly, your safety. One a hurricane hits, we can’t tell how long it is going to last so you need to be patient, stay alert, and keep access to current weather information and warnings in the area where you are.

Heads Up

Be alert to the road ahead and your surroundings, for your safety and those around you. You're on the road days and weeks on end. During severe weather, the demands and conditions are only greater. It's important to get rest, take breaks and know when to pull over. 

Extra Care on the Speed

As a responsible truck driver, we know you will do almost the impossible to deliver your shipment on time, but remember that your first and foremost responsibility is safety. Reducing speed on ramps and corners not only help you prevent accidents, but you are also potentially saving the lives of others who could be involved. -

Stay safe out there during and off hurricane conditions.  If you have questions about truck insurance, please contact us at Orlando Truck Insurance: 

(407) 203-7085

 or visit:

Posted by: AT 07:47 pm   |  Permalink   |  Email
Wednesday, August 07 2019
2019 Truck Driving Championships -Florida Largest Field in History

Orlando, Fla.— This year, in Daytona Beach the Florida Trucking Association hosted approximately 315 competing drivers, forming the largest field in Florida history, and approximately 1,250 people attended the awards banquet dinner at the Daytona Beach Hilton.

Our Florida Grand Champion, Rebecca “Becky” Nelson, of FedEx Express earned a score of 319 in the Straight Truck competition and advanced to the National Truck Driving Championships in Pittsburg.

Nelson moved to Florida about a year and half ago, and she said the competition is much steeper than it was in her home state, Alaska.

This year, the Florida Trucking Association gathered all the driving competitors for a group photo to celebrate the concept of “One Team Florida,” an effort they started last year in order to promote a message— “One Team Florida”—that FTA staff, member companies, and drivers should all prioritize safety and excellence in the profession, regardless of their affiliation.”

Now in August 14, it’s Pittsburg’s turn, with the 82nd annual National Truck Driving Championships— where around 427 are expected. Pittsburgh previously served as NTDC host in 2009 and 2014.

“That’s one of the greatest things about this program. It makes you sharper, it makes you more detail-oriented so that our trucks are safe.”

Scott Woodrome, 2018 NTDC Grand Champion

In order to earn the Grand Champion title, a participant must excel on a written exam based on the “Facts for Drivers” textbook, a pre-trip inspection and a driving course. That is probably why the event is known in the industry as the “Super Bowl of Safety.”

The driver from FedEx Freight whose friends and colleagues often refer to as “the LeBron James of Trucking” earned top honors at the 81st National Truck Driving Championships last year. “We all work together for safety. And it’s making a difference,” Woodrome told the audience at the awards ceremony.—“This truly breeds safety and makes each one of us better each day and every day when we’re on the highways.”— he concluded.

Joining Woodrome on the list of national champions are:

  • 3-Axle: Eric Courville, FedEx Freight, Louisiana
  • 4-Axle: Nick Arnold, FedEx Freight, Oklahoma
  • 5-Axle: Duane Staveness, FedEx Freight, Wisconsin
  • Flatbed: Steven Newsome, UPS Freight, South Carolina
  • Sleeper Berth: Artur Lesniowski, FedEx Ground, New Jersey
  • Straight Truck: Dale Brenaman, UPS, Kentucky
  • Tank Truck: Scott Woodrome, FedEx Freight, Ohio
  • Twins: Miguel Corral, FedEx Freight, Illinois
  • Step Van: Eric Damon, FedEx Express, Colorado 
  • Rookie of the Year: Ronald Zieser, FedEx Freight, Oregon
  • Team Champions: Nevada
  • Vehicle Condition: Michael Whitehead, FedEx Freight in the 3-Axle division
  • Highest Written Exam Award: Three perfect scores: Michael Flippin, FedEx Freight in the Twins division; Tony Spero, ABF Freight in the Tank Truck division; and Eric Courville, FedEx Freight in the 3-Axle division
  • Neill Darmstadter Professional Excellence: Neil P. Nogues, YRC Freight, New Hampshire in the Straight Truck division
  • Sam Gillette Volunteer of the Year Award: Jerry Waddell, Cargo Transporters
Posted by: AT 07:12 pm   |  Permalink   |  Email
Monday, July 08 2019
Time to revive the 65 mph?

Orlando, Fla.—In one hand automation and driverless trucks, in the other speed limiters required on existing trucks.  The great majority of trucks on our roads have speed-limiting technology already, but a legislative agenda is being revived, after 10 years, to limit the speed of semi-trucks.

In 2016, the Department Of Transportation issued a proposal that would require speed limiters on any truck weighing more than 26,000 pounds. The U.S. Transportation Department’s rationale was that the move could save both lives and fuel.

At the time, the American Trucking Association, a trade group for the industry, praised the proposal, and noted that it had petitioned the National Highway Traffic Safety Administration in 2006 to require speed limiting technology. The group has endorsed a national speed limit of 65 mph (105 kph) for trucks. In the other hand the Owner-Operator Independent Drivers Association, which represents independent truckers and small business operators, said back then that the proposed rules would prevent truck drivers from speeding up to avoid danger, and create unsafe disparities in the speed of vehicles on highways. The initiative was eventually withdrawn.

In recent days, two Senators introduced an initiative known as the Cullum Owings Large Truck Safe Operating Speed Act of 2019, created to limit the speed of large semi-trucks to 65 miles per hour nationwide. For that instance, trucks would be required to be equipped with speed-limiting devices. The maximum speed requirement would also be extended to existing trucks that already have the technology installed. However, trucks without speed limiters will not be forced to retroactively install the technology.

The force behind the speed limiter bill is among others: 

Road Safe America— A non-profit group that promotes highway safety, citing some statistics that indicate that speed limiter technology cut down on fatal crashes:

“Studies released by the Ontario Ministry of Transportation found that highway speed-related, at-fault truck crashes fell by 73% and fatalities in all crashes involving Big-Rigs dropped 24% after mandatory speed limiter technology took effect there in 2009.”

Other activists groups are Advocates for Highway and Auto Safety, Citizens for Reliable and Safe Highways (CRASH) Foundation, Parents Against Tired Truckers, the Trucking Alliance, the Truckload Carriers Association and the Truck Safety Coalition.

According to the Federal Motors Carrier Safety Administration, whose most recent published data is from 2017—

  • In 2017, 4,889 large trucks and buses were involved in fatal crashes, a 9-percent increase from 2016. Although the number of large trucks and buses in fatal crashes has increased by 42 percent from its low of 3,432 in 2009, the 2017 number is still 7 percent lower than the 21st-century peak of 5,231 in 2005. From 2016 to 2017, large truck and bus fatalities per 100 million vehicle miles traveled by all motor vehicles increased by 6.8 percent, from 0.146 to 0.156. 
  • There was a 34-percent decrease in the number of fatal crashes involving large trucks or buses between 2005 and 2009, followed by an increase of 40 percent between 2009 and 2017. From 2016 to 2017, the number of fatal crashes involving large trucks or buses increased by 8 percent.
  • The number of injury crashes involving large trucks or buses decreased steadily from 102,000 in 2002 to 60,000 in 2009 (a decline of 41 percent). From 2009 to 2015, injury crashes increased 62 percent to 97,000 (based on GES data). From 2016 to 2017, according to NHTSA's CRSS data, large truck and bus injury crashes increased 4 percent (from 112,000 in 2016 to 116,000 in 2017).

From 2016 to 2017

  • The number of large trucks involved in fatal crashes increased 10 percent, from 4,251 to 4,657, and the large truck involvement rate (large trucks involved in fatal crashes per 100 million miles traveled by large trucks) increased 6 percent, from 1.48 to 1.56. 
  • The number of large trucks involved in injury crashes increased by 5 percent, from 102,000 to 107,000.
  • The number of large trucks involved in property damage only crashes increased by 3 percent, from 351,000 to 363,000.

Currently, according to many sates already limit speeds on both, truck and passenger vehicles, to 65 mph.

Posted by: AT 06:36 pm   |  Permalink   |  Email
Tuesday, May 28 2019
The Many Faces of Truck Driver Shortage

ORLANDO, Fla.—Trucking contributes enormously to our economy. Seventy percent of freight, over 10 billion tons annually, ships via trucks. Our modern economy could not exist without reliable truck transportation; any uncertainty would render just-in-time production impractical.

The truck driver shortage has been reported for years noting trucking companies’ struggles to hire drivers. Many immigrants have taken advantage of these available jobs, and to be honest, we need to thank them for their commitment and for helping our economy to continue to grow. 

Recently, a mechanical engineering student who supported himself by driving a truck faces deportation from Canada to India for working more hours than his study permit allowed.  The driver was pulled over during a routine traffic stop in 2017. The police officer, after reviewing his log book, discovered that he had worked more than 20 hours – above the weekly limit under his permit to study in Canada, and is required to leave by June 15. In light of that, the Ontario Trucking Association has called on Canada to bring in more foreign truckers to address a driver shortage. 

Truckers create tremendous value, but the demands of the job heavily burden people. Long hours and extensive travel constitute a more significant limit. Days on the road make having a life, and particularly a family, difficult. Truckers must be paid extra to accept these undesirable working conditions. Economists expect that prices or salaries will rise to quickly eliminate shortages and fall to eliminate surpluses.

Fast Facts About Truck Driving Careers

  • The trucking industry today employs 7.7 million people, which includes 3.5 million drivers.
  • Currently, it’s estimated that only 200,000 drivers are women, which accounts for only 5.8% of drivers.
  • The number of trucking jobs is expected to grow by 6% by 2026.
  • About 1.7 million truck drivers are heavy and tractor-trailer drivers.
  • Approximately 40.6% of drivers are minorities.
  • As of May 2017, the median pay for heavy and tractor-trailer drivers was $42,480 per year.
  • In 2019, truck driver wages are expected to rise by up to 10%.
  • Truck drivers can work up to 65 hours a week.

Although some economic experts predict that 2019 will see a decrease in general economic growth — and, by extension, a dip in the growth of the trucking industry — the sector still serves as a big source of revenue in the U.S. Furthermore, as e-commerce continues to grow, the demand for trucks continues to rise alongside it, although this will probably prove to be more of a boon to LTL trucking companies than any others.

On the other side, self-driving technology could be a boon to truckers. Experts suggest that the technology will be operational on rural interstates long before for urban driving. If so, trucks could drive autonomously between cities, with truckers driving across urban areas. A trucker driving rigs across Birmingham all day could go home every night. Autonomous trucks may not initially reduce the number of drivers, rather change driving arrangements.

According to a recent report from New York research firm CB Insights, investors have poured $2 billion into trucking tech startups through May 21. Hyeri Kim from CB noted that the $2 billion figure encompassed 27 deals. For all of 2018, investment in the sector reached $3.6 billion. Investment in trucking tech has been so strong that it is poised to begin setting records not by a little, but by a lot. 

According to CB Insights, funding activity for truck tech startups jumped from 34 deals resulting in $114 million in 2014 to 78 deals resulting in $3.6 billion in 2018.

Posted by: AT 08:39 pm   |  Permalink   |  Email
Monday, May 06 2019
Truck Weights in Florida

ORLANDO, Fla. — The Florida Forestry Association is an advocate of federal issues, and after the devastation created by Hurricane Michael, additional resources are needed to recover the Florida Panhandle forests. This vital resource provides healthy watersheds and is critically important in retaining jobs, especially in the hardest hit counties who rely heavily on this industry.

The Association supports legislation to allow trucks operating at the maximum allowable state road truck weight limit to travel at that weight on that state’s portion of the federal interstate highway system.  The bill, known as the Right To Haul Act, would apply only to trucks carrying agricultural commodities, including raw logs.—{The Right to Haul Act of 2014 exempts certain agricultural loads traveling on federal highways from federal vehicle weight limitations. Makes individual state weight limitations for agricultural commodities on state highways applicable to federal highways within the state's borders.} —This is a sensible approach to a problem that confronts loggers and farmers looking to trim delivery times and improve efficiency.

According to the Association, increasing allowable gross vehicle weights on the Federal Interstate Highway system will:

  • Conserve fuel.
  • Reduce total emissions, including carbon.
  • Increase the productivity of forest products transport and wood supply management.
  • Enhance safety and reduce traffic congestion by reducing the volume of trucks now forced to use state roads as primary hauling arteries, due to their exclusion from the interstate system.
  • Reduce congestion and accident-exposure on local roads.
  • Improve the U.S. forest industry’s global competitiveness.

“The current federal vehicle weight limit, according to them, is outdated and out of touch with today’s engineering advancements and consumer needs.”  

The 80,000-pound arbitrary truck weight restriction on Federal Interstate Highways has introduced unnecessary costs and inefficiencies to raw material suppliers and finished product shippers that depend on our roadways every day. In many states, the allowable weight limit for state roads is higher than the limit imposed on federal highways.  As a matter fact, this evident disparity has created a number of unforeseen issues, including forcing loggers to travel longer distances on state roads and through small towns instead of safer, more direct routes on the federal interstate.  

In the forest products sector, moving harvested trees from the forest to facility may comprise 30% of a product’s delivered cost, despite the fact that the entire forest product supply chain has worked tirelessly to wring every cent out of the system through innovation and technology.

With respect to trucks operating on the NHS in Florida, several provisions in State law allow trucks to exceed some elements of Federal limits:

State law allows up to 40,000 lbs on a tandem axle.

State law includes a 10 percent weight allowance for axle weight limits.

Summary of Florida Truck Weight Limits for Vehicles in Regular Operations

Single Axle

20,000 lbs. (22,000 lbs. with 10 percent tolerance)

Tandem Axle

40,000 lbs. (44,000 lbs. with 10 percent tolerance)

Tridem Axle


Gross Weight

80,000 lbs.


10 percent scale tolerance*

Regarding perishable food crops: The Governor may declare an emergency when there is a breakdown in the normal public transportation facilities necessary in moving perishable food crops grown in Florida. 

During such emergency, the Department of Transportation is authorized to set new weight limits and designate routes, excluding Interstate highways, to facilitate the transportation of perishable food crops (Fla. Stat. Ann. §316.565).

Posted by: AT 12:31 pm   |  Permalink   |  Email

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Hours of Operation:
8:00 AM - 6:00 PM Monday - Friday
9:00 AM - 1:00 PM Saturday

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Orlando Truck Insurance offer Truck Insurance for the following operations: Agricultural Haulers, Auto Haulers, Bulk Hoppers, Dry Vans, Dirt/Sand/Gravel, Flat Bed, Grain Haulers, Heavy Haulers, Hazmat, Hotshot. Intermodal, Livestock / Cattle, Loggers, LTL, Milk Haulers, Oilfield, Refrigerated Goods, Steel Haulers, Tankers, Towing, Local, Long-haul, Intermediate

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© 2020 Orlando Truck Insurance

Insurance is offered by Garzor Insurance and/or its affiliates, with their principal place of business at 4369 Hunters Park Lane, Orlando Fl 32837. This website provides a simplified description of Insurance Products. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.

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